Employers contract with Kazdon to provide COBRA administration services to their employees and qualified beneficiaries. After a qualifying event has occurred, the employer and its plan administrator have up to 44 days to furnish a COBRA Election Notice.
Once the employer (or its designated data provider) tells us of the qualifying event, we’ll use this information to provide a COBRA Election Notice. A packet of COBRA materials is mailed to the qualified beneficiary usually within 14 days after we are informed of the qualifying event.
If you receive these materials from us, you will get information about COBRA, including your rights, obligations, and cost of coverage. You can enroll in COBRA continuation coverage any time during your election period. This period is 60 days long. It’s usually measured from the date the COBRA notice is mailed to you or the date you lose coverage, whichever date is later.
You have two ways to elect COBRA coverage:
Just pick the enrollment method that works best for you, and make sure you enroll before the 60-day election period ends. After 60 days, you lose your right to elect COBRA coverage.
You are not required to elect COBRA and you may have other options for coverage. Check out these options on our COBRA Alternatives page. Be aware that turning down COBRA may impact your rights under federal law.